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Bern & Pugh, Inc. requires that each visitor (a
"User") to this Internet site on the World Wide Web (the "Site") adhere
to the following Terms and Conditions. Please read these Terms and
Conditions carefully before using the Site. By accessing this Site, each
User acknowledges that he or she has read, understands and accepts each
of the Terms and Conditions. If the User does not agree to all of these
Terms and Conditions, he or she should not use this Site.
Terms and Conditions
General
The information contained herein is not intended to constitute an offer
to sell or a solicitation in connection with any product, security or
service. It is provided solely for general informational purposes.
Bern & Pugh, Inc. does not warrant the accuracy or completeness of the
information, text, graphics, links or other content contained on this
Site or any other server. Bern & Pugh, Inc. makes no representation
concerning the suitability of this documentation for any purpose. It is
provided "as is" without express or implied warranty. This Site may
contain hyperlinks to Web sites operated by parties other than Bern &
Pugh, Inc.. Such hyperlinks are provided solely as a matter of
convenience. Bern & Pugh, Inc. does not control such Web sites and is
not responsible for their contents. The inclusion of hyperlinks to such
Web sites does not imply any endorsement, approval or certification by
Bern & Pugh, Inc. of the material on such Web sites or any association
with their operators.
Limitation of Liability
Bern & Pugh, Inc. expressly disclaims all warranties, including but not
limited to the implied warranties of merchantability, fitness for a
particular purpose, title, non-infringement, security and accuracy.
Information in this Site may be changed or updated without notice, Bern
& Pugh, Inc. has no obligation to update information on this Site, and
so such information may be out of date at any given time. Bern & Pugh,
Inc. also may make improvements or changes in products described on this
Site at any time without notice.
Bern & Pugh, Inc. specifically disclaims any liability (whether based in
contract, tort, strict liability or otherwise) for any direct, indirect,
incidental, consequential, or special damage arising out of or in any
way connected with access to or use of this Site (even if Bern & Pugh,
Inc. has been advised of the possibility of any such damage), including
any liability associated with any virus that may infect a User's
computer equipment. Under no circumstances will Bern & Pugh, Inc. be
liable for any loss or damage caused by a User's reliance on information
obtained through this Site. It is the responsibility of each User to
evaluate the accuracy, completeness or usefulness of any information,
opinion, advice or other content available through this Site.
No Representation as to Suitability
Bern & Pugh, Inc. makes no representation as to the financial or other
suitability of any product described on this Site for any User.
Copyright and Trademarks
All content on this Site is protected by applicable copyright laws.
Users are prohibited from modifying, copying, distributing,
transmitting, displaying, publishing, selling, licensing, creating
derivative works or using any content on this Site for commercial or
public purposes. The trademarks, logos and service marks (the "Marks")
displayed on this Site are the property of Bern & Pugh, Inc.. Users are
prohibited from using any Mark for any purpose without the express
written permission of Bern & Pugh, Inc..
Ownership
The design, text and images of this Site are owned, controlled or
licensed by Bern & Pugh, Inc. and/or its licensors retain all right,
titles and interest to all material provided on this Site. The posting
of information and material on this Site does not constitute a waiver by
Bern & Pugh, Inc. or any of its licensors of any rights in such material
and does not transfer any rights to any User of the Site.
Linking
The User may leave this Site and access other sites on the World Wide
Web that Bern & Pugh, Inc. does not maintain. Bern & Pugh, Inc. is not
responsible for the content available on any other site on the World
Wide Web linked to this Site and disclaims any responsibility for such
other sites. Access to any such other site linked to this Site is at the
User's own risk.
Information Collection
As part of the normal operation of our Site, we may collect a limited
amount of information about your visit. The information we may track
includes the URL you just came from, which URL you go to after leaving
our Site, what browser you are using, and your Internet provider
address. This type of information is tracked by many Web sites in order
to make sure that visitors are able to use the site information and
functions successfully. None of this standard tracking information is
personally identifiable. Bern & Pugh, Inc. does not collect personally
identifiable information (information that reveals the visitor's
identity) about a visitor unless the visitor knowingly and voluntarily
provides such information.
Your Internet User Information
When you come to this Web site, we log your current Internet address
(this is usually a temporary address assigned by your Internet service
provider when you log in), the type of operating system you are using,
and the type of browser software used. In addition, we may keep track of
what areas of our Web site you visit. This information helps us improve
our site and ensure that the information you need is easy to access.
While we track this information about the technology you are using, we
do not identify who you are. You will remain anonymous to our system
unless you choose to tell us who you are. For example, when you submit a
question via our e-mail submit form, this information is kept
confidential and only disclosed to those who may be able to help answer
your question within the company. We do not disclose your personal
information to other companies who intend to sell their products or
services to you. For example, we will not sell your name or E-mail
address to a catalog company.
Provider Links
Bern & Pugh, Inc. does not guarantee that information contained within
network provider directories is accurate, nor does Bern & Pugh, Inc.
guarantee the availability of any particular provider. Bern & Pugh, Inc.
does not guarantee that all services provided at a preferred provider
organization (PPO) hospital, PPO surgery center, or PPO physician or
dental office will be provided by a PPO provider. To assure the provider
you choose is currently a participating network provider, call the phone
number listed on your I.D. card.
Laws and Regulations
Access to and use of this Site are subject to all applicable federal,
state and local laws and regulations.
Access to Password Protected or Secure Areas
Access to and use of password protected or secure areas of this Site are
restricted to authorized persons only. Any User who accesses or attempts
to access such areas without authorization may be subject to
prosecution.
Forward-Looking Statements
This Site includes "forward-looking statements" that express
expectations of future events and/or results. All statements based on
future expectations rather than on historical facts are forward-looking
statements that involve a number of risks and uncertainties, and Bern &
Pugh, Inc. cannot give assurance that such statements will prove to be
correct.
Changes to Terms and Conditions
Bern & Pugh, Inc. reserves the right to revise theses Terms and
Conditions at any time and Users are deeded to be apprised of and bound
by any changes to these Terms and Conditions.
Violations of Terms and Conditions
Bern & Pugh, Inc. reserves the right to seek any remedy available at law
or in equity for any violation of these Terms and Conditions, including
the right to block access from a particular Internet address to this
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